Certified Notary Signing Agent in the state of Virginia with 20 years of experience in closing refinance mortgages, HELOC's, purchase mortgages closings, Loan application signings, debt settlements, home improvement w/appliance purchase loans, and reverse mortgages.  Also Background screened through the National Notary Association.  Owns and operates a Notary Signing Company known as JSAP LLC.  Closings are conducted in Virginia.    Have personally closed over 5000 closings in the last 20 years.  Have a real estate license in the state of Virginia.  Will perform closings in the following Counties in VA:  Caroline, Hanover, Henrico, King George, Fredericksburg, Spotsylvania, Richmond City, Orange County, Stafford, Westmoreland, King and Queen, and Essex Counties; Norfolk City, Chesapeake City, Newport News, Virginia Beach, Portsmouth, New Kent County, and Williamsburg.   

I also possess 18 years of consumer loan lending, residential real estate lending and small business lending in three large commercial banks in Philadelphia, Pennsylvania.  Have held a real estate license in the states of Pennsylvania and Virginia since 1990.   I possess a Bachelors degree in Business Administration/Finance and a Bachelors degree in Banking Administration.  I am an experienced notary signing agent since 10-20-2002 (20 years of experience).  I am NNA certified an approved background check with the NNA.   I am experienced in conducting the following loan signings:  Reverse mortgages, loan applications, refinances, purchase (sellers side), buyers side purchases, mortgage modifications, split loan signings, and HELOC's,